Your Personal Mortgage Broker in Brisbane
Our specialist team of Brisbane mortgage brokers and finance specialists work with you to find a loan that’s tailored to your needs and exceeds your expectations.
We compare across 50+ lenders to get you the best rates
Woodrow Finance Helps You Find a Loan That Fits
Buying a property can be exciting, stressful, overwhelming, and confusing – all at the same time. Our home loan brokers in Brisbane are here to make it easier. We’re with you every step of the way, armed with in-depth knowledge of lending criteria, local markets and the financial products that make the most sense for your personal situation.
From first home buyers who need everything explained clearly, to property investors who need quick approval to maximise opportunities, our support is fully customised to you.
Independent Home Loan Support at No Cost to You
Our loan brokers in Brisbane work with over 50 different lenders to compare rates, products and services and find the best option for you. We’re not tied to any one lender or incentivised to push any products. We are 100% independent and work for your best interests.
When you take out a loan, we get paid a commission from the lender. That means in most cases, you won’t pay anything for our services. In some more complex scenarios, a fee may apply, but we will always discuss this with you upfront before proceeding.From initial call through to final settlement, we work with you with full transparency around any costs, meaning you can put more of your hard-earned money into your new property and focus on the purchase rather than a bill.
Whatever Type of Buyer You Are, We’ve Got the Expertise to Help
First Home Buyers
We specialise in helping first home buyers get on the property ladder and secure their first house or apartment. Our Brisbane home loan brokers work with you to explain every step of the process and provide support as you navigate approvals, auctions, and settlement. You’ll work with a dedicated first home buyer mortgage broker who you can call anytime.
Property Investors
Whether you’re buying your first investment or expanding an existing portfolio, we know that time is money when it comes to investment opportunities. We help you to understand your investment goals, identify opportunities, and secure the right rates and home loans for investment property so you can get offers quickly.
Refinancing
With interest rates jumping around so drastically, many homeowners end up paying mortgage rates that are higher than they need to be. Our refinance mortgage broker works with you to restructure your loan and explore opportunities to switch lenders to save on your monthly payments, shorten your loan term, or access equity in your home.
New Builds
Brisbane is growing rapidly, and new development areas are offering great opportunities for families and investors looking to get into the market for less. Our Brisbane loan brokers help secure construction home loans for anyone looking to purchase land and build their dream home from the ground up.
Self-Employed Buyers
Big banks often have stricter lending requirements for self-employed borrowers. We leverage our extensive lender network and work with you to secure the right documentation to secure self-employed mortgages at fair rates. We also specialise in SMSF lending for those looking to invest using superannuation.
Doctors and Medical Professionals
Some professions, including doctors, can purchase property with as little as a 5% deposit without Lenders Mortgage Insurance (LMI). We regularly secure home loans for doctors, working with medical professionals across Brisbane to unlock these benefits and help you purchase your dream property with less hassle.
Other Loan Types
We’re more than just Brisbane home loan brokers. Beyond property loans, we also offer competitive car loans and asset finance for both personal and business matters.
Working With Our Brisbane Mortgage Brokers: What To Expect
At Woodrow Finance, we pride ourselves on delivering a highly personal, customised and hands-on service to every single client. Here’s what you can expect when you work with our team of loan brokers in Brisbane.
- Initial Consultation: We meet with you to understand your property goals, where you’re at in your journey, and how we can best support you.
- Lender Comparison: Our expert team will compare rates and products across over 50 lenders to find top recommendations and the best option for you.
- Pre-Approval: We’ll gather personal, financial and/or business information from you to get pre-approval from your selected lender. This will give you a clearer picture of what you can borrow and is generally valid for 3 months.
- Property Selection: It’s over to you to find the right property within your pre-approved budget. We’re always just a call away if you need further advice or have questions during this stage.
- Formal Application & Finance Approval: Once you’ve had an offer accepted, we will finalise finance approval with your chosen lender. We also liaise with your conveyancer and any other parties involved to ensure a smooth transaction.
- Settlement: We will remain in contact with you until your settlement date. Once you settle, we don’t disappear. We’ll keep in touch and help review your loan over time to ensure you’re always getting the best deal.
Meet Your Brisbane Loan Brokers
Woodrow Finance is an experienced team of mortgage brokers in Brisbane and local specialists who will guide you to a convenient, comprehensive, and cost-effective solution.
Spearheaded by Director Daniel Woodrow, our experts have spent many years helping local families across Brisbane and the wider Queensland area. We are:
- Fully accredited members of the Mortgage and Finance Association of Australia (MFAA)
- A local team working with an extensive network of lenders
- A team that provides a comprehensive service from consultation to completion
We’ll also work closely with your service providers, like real estate agents and conveyancers, to help you avoid unwanted delays or disappointment.
Why Local Home Buyers Choose Us
We’ve worked with hundreds of home buyers, homeowners and property investors across Brisbane. We have a high referral rate and a high number of repeat customers thanks to the mix of expertise, lender network and personalised service that not many other mortgage brokers in Brisbane can match.
- Deep Local Expertise: We’ve lived and worked in Brisbane for decades and have a deep understanding of the local market.
- Personalised Service: Every part of your journey with us is tailored to you and your specific requirements.
- Dedicated Broker: While our wider team is here to support you, you’ll work with a single dedicated broker from start to finish.
- Complex Lending Specialists: We have the expertise to help self-employed applicants and applicants in other complex loan situations.
- Hundreds of Happy Clients: Every day, we help families secure their dream homes and investors expand their portfolios.
What Our Clients Are Saying
Let’s Get Started — Your New Property Is Waiting
Start with a no-obligation call with one of our Brisbane home loan brokers to explore how we can help you get the best deal on your next property purchase. Submit your details and our team will be in touch.
FAQs
Is a mortgage broker in Brisbane free?
Yes, in most cases, mortgage broker services are free to the client. This is because the broker receives a commission from the lender upon the successful settlement of your loan. In certain complex lending scenarios, a fee may be applicable; this will always be clearly communicated to you before any work proceeds.
How are Brisbane home loan brokers paid?
Mortgage brokers are paid a commission directly by the chosen lender after your loan has successfully settled. This commission structure includes an upfront payment upon loan settlement and, often, a small trailing commission over the life of the loan. This is how brokers can offer their services to clients without charging a fee.
How many lenders do you use?
A key value proposition of using a broker is their access to an extensive panel or network of lenders, often including both major banks and non-bank institutions. At Woodrow Finance, we have a network of over 50 lenders, which allows us to compare a wide variety of loan products, interest rates, and lending policies to find a suitable option tailored to your financial situation.
What’s the difference between using a broker vs going directly to my bank?
The primary difference is the breadth of choice and the independence of advice. When you go directly to your bank, you are limited to their specific product range. A mortgage broker, however, works with many lenders and provides independent advice to find the loan that best suits your needs.
What is the approval timeline?
The loan approval timeline has two main stages. The first is Pre-Approval, which involves gathering your personal and financial information to determine your borrowing capacity; it is often obtained within a week or two and is typically valid for around 3 months. The second stage is Formal Application & Finance Approval, which finalises the application with the chosen lender. This takes anywhere from 48 hours to a week or more, depending on complexity.
What is the Best Interests Duty?
The Best Interests Duty (BID) is a legal obligation that requires a mortgage broker to act in the borrower’s best interests when providing credit assistance. This means that the broker must prioritise the borrower’s needs, objectives, and financial situation above their own interests or the lender’s when recommending a loan product.