Home Loan & Property Insights

When you refinance directly with a lender, there's a detail worth checking before you sign anything: many banks default your new loan back to a full 30-year term, even if you're seven or eight years into your current mortgage. It can quietly cancel out much of the...

Investment property mortgage brokers now facilitate 81% of all new home loans written in Australia, the highest share ever recorded. For property investors, that raises a fair question. If almost everyone is using a broker, how do you pick one who's actually good at...

Australia's workforce splits more ways than most lenders' paperwork accounts for. Recent ABS data shows 2.4 million casual employees and 1.1 million independent contractors in the country, alongside millions more on standard payroll. Lenders assess every one of these...

Getting knocked back for a home loan can feel personal. But it isn’t. Most declines say more about one lender's risk appetite on that particular day than they do about your actual finances. If you're wondering how to get a mortgage if the bank says no, the honest...

Choosing the right mortgage is one of the biggest financial decisions you'll ever make. While the right broker can make your property purchase experience much easier, not all of them deliver the same level or quality of service. Knowing the right questions to ask a...

Buying your first home is one of the biggest financial decisions you'll ever make. And while that's exciting, it can also feel overwhelming, especially when you're trying to work out deposits, grants, lenders, interest rates, and mountains of paperwork all at once....

The first decision most home buyers or investors must make before buying is who to use for their home loan: A mortgage broker vs a bank. While banks have been the traditional path, more and more Australians are now turning to mortgage brokers to secure loans....